BMW Financial Services goal is not only to make it easy to choose the BMW you want, but to make financing or leasing a very important advantage of the BMW ownership experience.

• Get a prepayment calculator from BMW North America.

• Financial Services from other BMW locations:

  • BMW Germany

  • BMW Switzerland

  • BMW Portugal

  • BMW Spain

  • BMW Austria

  • BMW Mexico

College Graduate Program  Are you a recent graduate? Then, you can enter the "real" world in a new or Certified Pre-Owned BMW.

BMW Financial Services offers flexible financing and leasing packages to recent college graduates. 

Here's what you get: 

• A choice of purchase or lease plans on all new or Certified Pre-Owned BMWs three model years or newer. 
• Up to 60 month terms for both financing and lease agreements. 
• Competitive APR and leasing terms. 

Here's what you need to qualify: 

• Graduation from an accredited college or university with a 4-year undergraduate or graduate degree earned within the past 12 months.  
• Proof of employment and income. 
• Proof of auto insurance. 
• No adverse credit history. 

Here's what to do next: 

• Visit your BMW center for complete program information and details. 
• Bring all documentation verifying graduation, proof of employment (recent pay stub, tax return or letter from employer) and proof of insurance.

Important Update:

The BMW Bank of North America's program with Chubb insurance has ended for new customers and they are currently searching for a new insurance provider partner. The following information is representative of the BMW Personal Insurance Program. We will provide complete, updated information as soon as it is available.

As a BMW driver, you can take advantage of a Personal Insurance Program that offers you the same exceptional performance you expect from your BMW. 

One Stop Shopping
The BMW Personal Insurance Program makes shopping for insurance simple. You can comparison shop for coverage from a wide range of quality insurance companies by requesting a quote or calling a client advisor. Not only can you shop for insurance for your BMW, you can also receive quotes for other vehicles, your home, valuable possessions, watercraft and personal liability. 

Quality Coverage For Your BMW
The BMW Personal Insurance Program offers you a wide range of insurance options to help protect your BMW, other vehicles, home and fine possessions. The program options include: 

• Agreed Value: Decide ahead of time upon a settlement value for your BMW and help avoid costly surprises at the time of a total loss.
• Replacement with Original BMW Parts: Repairs may be made with original BMW parts at the repair shop of your choice, including your preferred BMW center. 
• Reimbursement for a Rental Car Comparable to your BMW: When your car is being repaired due to an accident or other covered loss, your insurance can help pay for a rental car comparable to your BMW. 

Two Ways to Save Money
The BMW Personal Insurance Program offers you choices. You can select coverages from insurance carriers that can save you money on your premium or may help save you thousands of dollars when you have a loss. 

Professional Advice
What you don't know today can have a big impact on tomorrow. That is why the BMW Personal Insurance Program offers you information and advice you need to make a wise decision. We recognize that BMW drivers have unique insurance needs and will provide you with answers to commonly asked questions, industry information, and facts you need to know about the risks you face each day. 

Insurance Options for More Than Your BMW
The BMW Personal Insurance Program offers you more than you imagined. Not only can you insure your BMW, you can also select coverage for your residences, other vehicles, valuable possessions, watercraft and personal liability. In many states, you can even package these overages into one convenient policy. 

Introducing BMW Bank of North America Personal Banking:

Accounts and Services:

• Checking Accounts
• Money Market Accounts
• Credit Cards
• Savings Accounts
• Certificates of Deposit

You get 24/7 access to all of your accounts:

• online
• through the BMW Personal Banking Access line
• access to your money at ATM's worldwide
• the attention you need from their dedicated customer service center

To start experiencing the ultimate in banking, drive an on-line banking demo on-line demo, and apply on-line today.

Features:

• BMW Bank Card (subject to approval) with each account 
• Unlimited on-line account access with bill payment option 
• Unlimited Check writing and ATM withdrawals 
• No monthly minimum balance required 
• ATM Access card with BMW Savings 
• On-line account access 
• Only $100 minimum balance to earn high interest rates 
• Make unlimited ATM withdrawals 
• Up to four ATM surcharge rebates per month 
• Industry leading rates 
• Seven different maturity options 
• Maturity notice provided 

Links:

• Learn more about BMW Bank.

Introducing the BMW Visa® Platinum Card:

The exceptional qualities you expect from your BMW have now been designed to fit in your wallet. The BMW Card delivers outstanding performance around the clock and around the world. The low introductory APR and no annual fee available provide you with top value and savings as well. Learn more about these exciting new products, and conveniently apply on-line today. 

Visa® Platinum Card Benefits 
The BMW Card offers the premium service and benefits unique to the Visa family of products. Here are some of the Visa Platinum benefits you will receive automatically with your BMW Card: 

• 24 hour personalized customer service 
• Peace of mind when you travel - including $250,000 Travel Accident Insurance, replacement airline tickets, lost luggage insurance, and emergency cash if needed. 
• Protection on the ground - with Collision Damage Waiver insurance that saves you money when you rent a car, and 24-hour Roadside Assistance. 

Optional BMW Rewards Package

If you thought that new BMW was out of reach, it may not be with the help of your BMW Card with Rewards Package. As you accumulate points on your BMW Card, you may choose to redeem your reward points for free airline travel within the 48 contiguous states or a rebate on your next BMW Financial Services loan or lease. Or, if you've been enjoying your BMW to the fullest and have exceeded your lease mileage on your current lease, you may redeem your reward points for additional miles on your current BMW Financial Services lease contract. 

There is a $50 annual fee for Rewards Package. Cardholders can earn a maximum of 10,000 points in a single month, and no more than 100,000 points in a one year period. Unredeemed points expire after three years.